Filing bankruptcy is one of the few legal tools that stops a foreclosure sale immediately: the moment a Chapter 7 or Chapter 13 petition is filed, an automatic stay goes into effect and the lender has to halt collection and sale activity while the case is open. Chapter 7 buys time and wipes out unsecured debt but usually doesn't save the house on its own unless it's paired with other steps. Chapter 13 is the one most Trenton homeowners use to actually keep the property: it sets up a 3 to 5 year repayment plan that lets you catch up on missed mortgage payments while staying current on new ones. Getting this wrong, or filing too late, can cost you the home, so the attorney you pick matters.
A good bankruptcy attorney for a foreclosure case will look at your full financial picture (income, other debts, equity, how far behind you are) before recommending Chapter 7 versus Chapter 13. Look for someone who explains the trustee process clearly, gives you a straight answer on plan feasibility (can you actually afford the proposed payments), and has handled cases with your specific lender or servicer before. Avoid anyone who pushes a filing without reviewing your numbers first.
We've scored the 5 bankruptcy attorneys serving Trenton on responsiveness, experience with foreclosure-specific filings, client feedback, and transparency around fees. See the full ranked breakdown at the Trenton foreclosure attorney guide, and read how we build these rankings on the methodology page.
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5 businesses, scored on recent reviews. The order weighs each business's overall score by how much of its reviewed work is bankruptcy (chapter 7 & 13), so a lower-scored specialist can rank above a higher-scored generalist.
Mark Glyptis helps clients navigate financial and legal complexity with accessible guidance and genuine care for outcomes. Reviewers consistently note his attention to detail, steady communication, and hands-on team approach across multiple legal matters.
Clients praise the firm's empathy and detailed case explanations during difficult financial situations. One complainant reported being handed off to junior staff after paying upfront, then billed at attorney rates despite inconsistent representation and unclear fee structures.
Central Jersey Legal Services draws strong loyalty from satisfied clients who credit specific staff members like Yessica Espina and Kalea Edmundo for expert help with family law, domestic violence, and foreclosure matters. However, a substantial fraction report frustrating waits for callbacks, staff who won't take cases to trial, and dismissive interactions during initial calls.
One five-star review on file. The firm lists foreclosure defense, bankruptcy, and estate litigation among many practice areas. Limited review evidence, so details about specific outcomes or staff are unavailable.
Capehart Scatchard is a long-established law firm in Downtown Trenton offering litigation and creditors' rights services. Review evidence is limited, so prospective clients should verify current expertise in foreclosure, estate, or real estate litigation directly.
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Last updated 2026-08-27